Birthday gifts

How to transfer the PayPal account to US dollars?

Generally, CCB cards have opened US dollar accounts by default. Before operation, it is best to call the bank customer in advance to confirm whether your bank card can receive foreign exchange. You can ask the bank customer service for the SWIFT code. The personal foreign exchange settlement limit is 50,000 yuan per year. If you operate frequently, you will have risks and account monitoring.

send money as gift paypal

Step 1, bind the linked bank account in PAYPAL: select “Linked Card or Bank Account” – select “Linked Bank Account”: fill in the bank name, branch address, account number (bank card number), SWIFT code (call the bank to inquire, the staff will send it to your mobile phone by text message), after filling it out, click Linked to your account;

Step 1, Linked Bank Account, the user will transfer foreign exchange to the personal bank card US dollar account

Step 2, transfer money to the bank account in PAYPAL: click the “Transfer” button below the balance – select “Withdraw to your bank account”, and follow the prompts; after the withdrawal is completed, the next step is to Within three working days, you will receive a call from the bank staff, telling you to go to the mobile banking APP to fill in the “specific customer information collection”; for the transfer operation, PAYPAL will deduct a handling fee of 35 US dollars.

The second step is to withdraw cash to the bank account. After receiving the notification from the bank, go to the CCB APP to fill in “Specific Customer Information Collection” and submit

The third step, about three working days, you log in to the online banking or mobile banking APP, you can find the US dollars held on the foreign exchange page of wealth management, select “foreign exchange settlement”, you can directly convert the US dollars into RMB, and automatically transfer the RMB account balance

What kind of payment is PayPal?

PayPal is a third-party payment system, similar to Alipay in China. PayPal was established in December 1998 and is headquartered in San Jose, California. In 2002, PayPal was first listed on Nasdaq and was subsequently acquired by eBay.

PayPal has also cooperated with some e-commerce websites to become one of their payment methods. However, when transferring money using this payment method, PayPal charges a certain amount of processing fee.

How to withdraw cash from the paypal account to China?


Take the common Construction Bank card as an example (whether the specific card held can receive foreign exchange, it is recommended to consult the card bank clearly to avoid losses.)

Bind an associated account in PayPal, first select the associated card or bank account, and then select the associated bank account. Then fill in the bank name, and pull the card number and swift code at the branch (the code should be called to the bank to inquire, and the general staff will send it to your mobile phone by text message). After filling it all out, click Connect to your account number.


Linked bank account, the user will transfer foreign exchange to the personal bank card US dollar account. Click Transfer below the balance, select Withdraw to your bank account, and follow the prompts.

After the withdrawal is completed, the bank staff will call you within three working days to notify you to go to the mobile banking app to fill it in (specific customer information collection). For relevant transfer operations, PayPal will deduct the corresponding handling fee.


About three working days after completing the information collection and submission, you can log in to the online banking or mobile banking app, and click My Position on the foreign exchange page of wealth management to find the US dollars you hold. If you want to exchange US dollars for RMB, you can click (foreign exchange settlement). The source of funds can be filled in as (employee compensation and family payment), and the exchange will be completed. The operation is as follows.

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